Money in Japan: Cash, Cards and How to Withdraw Yen

Japan is famously safe and convenient, but its payment habits can surprise first-time visitors. A little preparation goes a long way.

Cash still matters

Cashless payment is growing fast, but cash is still important, especially at small restaurants, local shops, temples and shrines, and in rural areas. Carry some yen with you at all times.

Withdrawing yen with a foreign card

Two networks are known for reliably accepting overseas cards:

• 7-Eleven (Seven Bank) ATMs — found in almost every 7-Eleven convenience store, with an English menu.
• Japan Post Bank ATMs — found at post offices and some other locations.

These usually offer an English interface and accept major international cards. Check your own bank's foreign-withdrawal fees before you travel.

Cards and QR payments

• Credit cards are widely accepted in hotels, department stores and chain restaurants.
• IC cards (Suica, PASMO, etc.) are handy for small purchases at convenience stores and vending machines.
• QR-code apps such as PayPay are common, though many require a Japanese account.

Tax-free shopping

Many stores offer tax-free shopping for foreign visitors on qualifying purchases. Bring your passport, and look for "Tax-Free" signage. Rules and minimum amounts apply, so ask staff in store.

No tipping

There is no tipping culture in Japan. Good service is standard, and leaving extra money can cause confusion. A polite thank-you is all that is expected.

In short: keep some cash on hand, know where the 7-Eleven and post office ATMs are, and you will rarely be caught out.